Your whole net worth, in one private place
Koda Finance links your bank, card, and brokerage accounts through Plaid and turns them into a single, honest number — with balances, upcoming bills, spending trends, and net-worth history — behind your fingerprint or face.
Net worth, daily
Assets minus liabilities across every linked institution, charted over 1W to All-time.
Accounts & cards
Cash, investments, credit, loans, and manual assets like art or collectibles, grouped and labelled with last-4 digits.
Bills before they're due
Real due dates and minimums from your card issuers, plus predicted recurring payments — no manual entry.
Spending trends
Where the money went this week, month, or year, by category, compared with the period before.
Built private by default
Biometric lock
Every launch requires your device's fingerprint or face; the app re-locks the moment it leaves the foreground.
Credentials never touch us
Bank logins happen inside Plaid Link. Koda only ever receives balances and transactions.
Nothing stored on the phone
Data lives in an encrypted Google Cloud backend and is fetched on demand. Disconnect an institution and its data is deleted.
Read the Privacy Policy and the security documentation.
Availability
Koda Finance is currently in private use and is not yet available on the app stores. Questions: contact-us@kodadigital.ai.